Red Tape – New virus raids your bank account – but you won’t notice

January 6, 2012

New viruses pop up every day, but periodically a new one comes out that warrants pointing out.

A new version of a current Trojan Horse virus called SpyEye allows thieves to steal your bank information, make fraudulent purchases and then hides those purchases and modifies your balance in your online banking so you don’t know that it has happened.

Find out how it works and how to protect yourself with this article from MSNBC.com: Red Tape – New virus raids your bank account – but you won’t notice

The best way to protect yourself from an online financial scam is to diligently check your bank accounts. At least, until now.

Israeli-based Security firm Trusteer has found an elaborate new computer virus that not only helps fraudsters steal money from bank accounts — it also covers its tracks.

Think of a crime plot involving a spy who plans to break into a high-security building and begins by swapping out security camera video so guards don’t notice anything is amiss. Known as a surveillance camera hack, the technique has been used in dozens of movies.

As always make sure your anti-virus software is up to date and you have a firewall installed and turned on on your computer. Always know the sites you are going to and if something doesn’t look right just close the browser. Never install any software that you did not expressly start the install for yourself.


Does technology improve our lives, or just complicate it?

September 8, 2010

technology Just recently it hit me that my daughter, who will be one year in October, won’t know a world without smartphones, a trusty GPS, Bluetooth, Blu-ray, iPads, DVR, e-readers, social media, and so much more. Technology is taking over our lives and I’m not complaining, but as a parent of a “Generation Z’er”, I have to wonder just how differently her childhood and her life will be shaped from mine.

I didn’t get my first cell phone until I was in high school, à la Zack Morris’ phone in Saved by the Bell (and before that I carried around a pager and had to call home within 15 minutes of being paged). My daughter received her first cell phone at two months old, à la Fisher Price.

Until I started thinking in terms of how younger generations’ lives are affected by technology, it never hit me just how much the average person depends on technology and how it shapes us. So it begs the question, does technology improve our lives, or just complicate them?

After I received my Droid Incredible two months ago, I caved to the curiosity and pressure of Foursquare. Since then, friends and family will probably attest (complete with eye rolls) that technology just complicates our lives after I whip out my phone at each venue to “check-in” to my location. What can I say? I’m always eager to see what my next badge will be, and just maybe I’ll become a Mayor someday.

E-readers are at the top of the latest trends list and at the forefront of minds from students to business travelers. I can see how having such devices can lighten the load and be beneficial to most. But as an avid reader, I much prefer to hold the real deal in my hands and then line them up on my bookshelves. And I shudder to think that there could be any real danger to print media.

Wait a minute, what’s happening here? Technology is supposed to make our lives better, richer and more convenient, but lately I’m finding myself slow on the uptake to these new technologies (not all, but some). It’s not lost on me that this makes me sound like I’m getting old.

How about mobile banking via an app on our smartphone? Again, this falls into the “complicate” category for me, even though I have yet to try it and it’s supposed to be more convenient. There’s just something about it that I don’t trust. I’m sure this will be common place for the upcoming generations, and visiting a bank teller will be no more.

When I threw the question out on Twitter asking if anyone had tried mobile banking I did receive a few replies, one stating that banking with Bank of America on the Droid is bad, and the user claims that one star is too high of a rating, and the other saying that while they haven’t tried mobile banking, they have heard of many people happily using QuickBooks mobile.

A recent article on How Technology Has Changed Business Communications talks about how individuals are growing less socially adept because of the minimal amount of experience they’ve accumulated in face to face interaction:

“The relational aspect of business communications has been changed definitively by the evolution of technology. With email, text messaging, social networking sites, and cell phones becoming more and more popular, face to face communication is become far less frequent. A side effect of this change has been a decreased emphasis on personal relationships with business contacts and clients by some companies.”

Maybe it’s because I’m getting older and am now more aware of the fact, but I don’t recall technology advancing quite this fast two to three decades ago. So I’m curious, what do you think about how technology has changed our lives? Does it complicate it? Does it make it infinitely better? Or is a mix of the two? What is your e-reader, mobile banking or other technology experiences?


%d bloggers like this: